Connecticut Deemed Worst State for Retirees [POLL]

A colder climate and a high cost of living were just two of the criteria used by the TopRetirements website in naming Connecticut the worst state in which to retire this year.


When the TopRetirements website compiled the criteria for the top 10 worst states to retire in 2012, two states were actually tied for the number one spot: Connecticut and Illinois.

"Connecticut won the tie-breaker because it has much higher property taxes, income taxes and cost of living than Illinois," according to the TopRetirements website.

The announcement of the top 10 worst states in which to retire notes the following information for readers:

  • The list's purpose is to help baby boomers find places where they can enjoy their retirement without incurring more problems.
  • Each retirement is unique. If being near family is important, then one of the worst states to retire according to the site's criteria may be one of the best states to retire, when family is factored into the equation.

The Top 10 Worst Places to Retire (according to TopRetirements)

  1. Connecticut
  2. Illinois
  3. Rhode Island
  4. Vermont
  5. Massachusetts
  6. New Jersey
  7. Minnesota
  8. New York
  9. Maine
  10. Wisconsin

The Top Weighting Criteria Used

In 2011, Connecticut made the list too, but at number nine. The top weighted criteria used in 2011 was fiscal health, taxation and climate.

The criteria used to determine quality of retired life in 2012 were fiscal health, property taxes, income taxes, cost of living and climate.

A more detailed page on why Connecticut was chosen as the number one worst state to retire goes through the criteria in detail.


"Connecticut's manufacturing base has been seriously eroded and the state struggles to make ends meet," the TopRetirements website stated. "Still, inflation-adjusted 2007 per capita income of over $35,295 is the highest of any state."

Median home values in Connecticut differ depending on the area, the site noted. In Greenwich, for example, a starter home may cost $1 million. In the Hartford area, the third quarter 2011 median price was $232,900.

The national median is reportedly $169,500, according to TopRetirements.

"At 133, the cost of living is well above the national average of 100," the website noted.


"Connecticut is one of the highest taxed states in the country in spite of a wealthy population and significant revenues from the state's Indian casinos," the TopRetirements website stated. "In 2009, the state had the third highest state/local tax burden of any state."

The site also notes that in Connecticut, social security income is exempt on couples whose adjusted gross income is $60,000 or less and partially exempt when above $60,000.

The TopRetirements site lists towns in Connecticut that it has deemed welcoming to active adults, mainly due to the presence of active adult communities.

  • Avon
  • Madison
  • Mystic
  • Newington area
  • Niantic
  • Old Saybrook
  • Oxford
  • Pomfret
  • Sharon
  • Southbury
  • Stonington
  • Wallingford area
  • Washington
  • Willimantic

Readers, do you agree with the findings of the TopRetirements site? If you've chosen Connecticut as your retirement spot, why did you choose it?

Ken D. January 24, 2012 at 04:47 PM
I'm not sure what Steven expects the town Tax Collector to do about cars registered in other states. If they arent registered in CT then they dont show up on her list of property. Is she suppose to drive from house to house to look for cars in driveways and ask who owns them?!
Paul Alexander January 24, 2012 at 05:36 PM
Re: Ken D. 11:47 am on Tuesday, January 24, 2012 "I'm not sure what Steven expects the town Tax Collector to do about cars registered in other states. If they arent registered in CT then they dont show up on her list of property. Is she suppose to drive from house to house to look for cars in driveways and ask who owns them?!" Ken, The issue isn’t WHAT should the Tax Collector do with respect to CT residents registering their cars out of state. The issue is WHY are CT residents resorting to this behavior? This behavior change is a SYMPTOM of some new dynamic. People naturally change their behavior when a new and hostile force penalizes their former behavior. That hostile force is the now toxic levels of taxation in the People's Democratic Republic of Connecticut. The early adaptors, those who have reached their threshold of pain, are modifying their behavior in various ways. Re-registering vehicles. Changing the titles to assets. Moving! Forget the “symptoms” of Connecticut’s financial dysfunction. You’re just wasting your time debating the symptoms. Peel back that onion and focus on the causes.
Swami January 24, 2012 at 05:46 PM
Paul, You don't get to choose which laws apply to you and which don't. Wasn't that explained to you at some point in your education? ps: Still think that Bill Gates is a Marxist?
Paul Alexander March 01, 2012 at 12:41 AM
Feb. 29, 2012, 12:01 a.m. EST “10 best places to retire in the U.S” http://www.marketwatch.com/story/10-best-places-to-retire-in-the-us-2012-02-29?dist=afterbell 1. Sarasota, FL 2. Naples, FL 7. St Augustine, FL 8. Ft Myers, FL 9. Venice, FL Methodology To develop this list of 10 best places to retire, Brady started with the top 20 towns from TopRetirements.com’s 100 best retirement towns list. Then he analyzed and compared those towns and cities using 12 different retirement criteria, applying one point if the city/town was above average for that characteristic, and deducting one point or more if it was below average. For example, housing prices in San Diego and Sedona are more than twice as expensive as the national average, so Brady penalized those towns two points. These are the criteria used: “wow” factor, college town, large number of active adult communities, adult education/cultural opportunities, retiree income-tax rate, property tax, climate, cost of housing, crime, health-care options and walkability/attractiveness of downtown.
Dennice Loraine May 17, 2012 at 03:52 PM
Yes you are right. Illinois seems to be a worst place for retirement. I worked as an engineer in Chicago. Now I have retired from my work. I choose Lancaster PA after retirement. I am residing garden spot village. It is one of Best Retirement Communities in the country. I am quite happy here.


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